UnionPay Open Platform

UnionPay Open Platform MCP Connector for Claude

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Bring UnionPay QR Codes and secure global payments to your AI workflow. Handle card verification and online checkout.

7 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Integrate the world's largest card network directly into your operations. UnionPay Open Platform allows your AI agents to programmatically verify identities, tokenize bank cards, and generate interoperable QR payment codes.

What you can do

  • QR Code Payments — Generate C2B (Customer-to-Business) unified QR codes for rapid transactions and check their scanning status
  • Tokenization — Securely handle card binding operations, turning sensitive card details into a safe Token ID for recurring billing
  • KYC & Risk Checks — Validate combinations of Card Number, ID, and Phone Number directly against the bank's system

How it works

  1. Subscribe to this server
  2. Insert your App ID and App Secret from the UnionPay Developer Portal
  3. Start verifying cardholders and generating checkouts right from your LLM prompt

Who is this for?

  • Fintech Agents — Perform primary KYC verifications to quickly qualify user identities
  • Store Managers — Generate and send dynamic invoices as QR Codes to users instantly in chats
  • Cross-border Developers — Easily manage Chinese payments globally without complex SDK footprint
qr-codetokenizationcard-verificationcheckoutfinancial-apiglobal-payments

7 tools expose this connector's capabilities to your AI agent.

cancel_card_token

Unbind or cancel an existing UnionPay card token

check_card_risk_status

Query UnionPay risk status for a card

generate_qr_code

Generate a UnionPay QR Code for payment

get_qr_transaction_status

Check the payment status of a QR code transaction

init_secure_payment

Initialize a Secure Pay (Online Payment) checkout session

request_card_token

Tokenize a UnionPay card for secure future payments

verify_card_kyc

Verify identity and card binding (KYC)

See how to talk to your AI agent using UnionPay Open Platform.

Generate a payment QR code for an order of 500 CNY.

I've successfully requested the C2B QR Code. Here is the QR Code payload and URL which you can display to your customer.

Check if this UnionPay card is flagged as high-risk: 6222021XXXXXXX.

I checked the UnionPay risk registry. This card has not been flagged for fraud and is operating normally.

Cancel the recurring billing Token ID TK-82739.

The card binding associated with Token 'TK-82739' has been safely unlinked. Future charges against this token will fail.

You must register a developer account on the UnionPay International Developer portal. Once your business is verified, you can create an app to obtain credentials.

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