TrueLayer

TrueLayer MCP Connector for Claude

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Manage open banking payments, payouts, and account data via TrueLayer — initiate transfers, check balances, and list transactions directly from any AI agent.

13 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Connect your TrueLayer account to any AI agent to automate financial operations and open banking workflows through natural conversation.

What you can do

  • Payments & Payouts — Create instant bank transfers, process payouts, and handle refunds with full control over currency and beneficiaries.
  • Merchant Accounts — List and inspect your TrueLayer-managed merchant accounts, check balances, and monitor transaction history.
  • Open Banking Data — Retrieve real-time account balances, transaction lists, and verify account ownership from connected banks.
  • Recurring Payments — Set up and manage Variable Recurring Payment (VRP) mandates for automated billing and subscriptions.
  • Provider Discovery — List available banking providers and verify credentials across supported regions.

How it works

  1. Subscribe to this server
  2. Enter your TrueLayer Access Token
  3. Start managing your fintech operations from Claude, Cursor, or any MCP-compatible client

Who is this for?

  • Fintech Developers — Test and integrate payment flows directly from your code editor without switching to a browser.
  • Finance Teams — Monitor merchant account balances and reconcile transactions through simple conversational queries.
  • Operations Managers — Automate payouts and refunds to customers using a dedicated AI financial assistant.
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13 tools expose this connector's capabilities to your AI agent.

create_mandate

Create a Variable Recurring Payment (VRP) mandate

create_payment

Requires amount, currency, payment method, beneficiary, and user details. Create a new single payment

create_payout

Can be closed-loop or open-loop. Create a new payout

create_refund

Cannot exceed the original payment amount. Create a refund for a payment

get_data_account_balance

Get balance for a data account

get_merchant_account

Get details for a specific merchant account

list_data_account_transactions

List transactions for a data account

list_data_accounts

Requires user consent token. List user bank accounts (Data API)

list_merchant_account_transactions

List transactions for a merchant account

list_merchant_accounts

List TrueLayer merchant accounts

list_payment_sources

List payment sources for a merchant account

list_providers

List supported bank providers

verify_account

Verify account ownership

See how to talk to your AI agent using TrueLayer.

List all my merchant accounts and their current status.

I've retrieved your merchant accounts. You have 3 active accounts: 'Main GBP' (ID: acc_01), 'Euro Operations' (ID: acc_02), and 'Savings' (ID: acc_03). Would you like to see the balance for any of these?

Create a payment of £25.50 for user 'John Doe'.

I'm initiating a payment of 2550 minor units (GBP). I'll need the beneficiary details and payment method to complete the `create_payment` request. Should I use your default merchant account as the beneficiary?

Show me the last 5 transactions for account acc_01.

Fetching transaction history for acc_01... I found 5 recent transactions, including a payment of £100.00 from 'User A' and a payout of £50.00 to 'User B'. Would you like the full details of the most recent one?

Yes! Use the `create_refund` tool by providing the `payment_id` and the `amount_in_minor` (e.g., 100 for £1.00). The agent will process the repayment against the original transaction.

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