GoCardless

GoCardless MCP Connector for Claude

A+

Collect recurring payments directly from bank accounts with automated direct debit that reduces failed payment rates.

12 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Connect your GoCardless account to any AI agent and take full control of your Direct Debit collections and recurring billing workflows through natural conversation.

What you can do

  • Customer Orchestration — List and manage bank payers programmatically, including contact info and payment history retrieval
  • Mandate Management — Monitor and retrieve detailed status for customer payment authorizations to ensure collection reliability
  • Payment Automation — Trigger one-off bank debit collections or manage complex recurring subscription plans directly through your agent
  • Financial Visibility — Access payout creditor details and monitor system events to maintain high-fidelity oversight of your cash flow
  • Operations Control — Programmatically cancel pending payments and check individual transaction states (confirmed, failed) in real-time

How it works

  1. Subscribe to this server
  2. Retrieve your Access Token from GoCardless (Developers > Create > Access Token)
  3. Specify your environment (live or sandbox) in the configuration
  4. Start managing your bank payments from Claude, Cursor, or any MCP client

No more manual payment tracking or digging through bank files. Your AI acts as your dedicated payment operations assistant.

Who is this for?

  • Finance Teams — instantly check payment statuses and reconcile payouts using natural language
  • Billing Managers — automate customer creation and mandate verification without leaving your workspace
  • SaaS Founders — monitor subscription health and manage failed payments through automated queries
direct-debitrecurring-paymentsbank-transferspayment-automationmandate-managementfintech

12 tools expose this connector's capabilities to your AI agent.

stop_pending_payment

Cancel payment

create_new_customer

Add payer to account

collect_payment

Trigger new payment

get_customer_details

Get payer info

get_mandate_details

Get authorization info

get_payment_status

Check transaction state

list_account_creditors

List payout recipients

list_customers

List bank payers

list_system_events

Get activity log

list_active_mandates

List payment authorizations

list_payment_history

List all transactions

list_recurring_payments

List all subscriptions

See how to talk to your AI agent using GoCardless.

List my last 5 GoCardless customers with their email addresses.

I've retrieved your latest customers. Notable entries include 'John Smith' (john@example.com) and 'Sarah Jane' (sarah@example.com). Would you like to check the active mandates for any of them?

Collect 25.00 EUR from mandate 'MD_123' for 'Monthly Fee'.

Payment triggered! I've initiated a collection of 25.00 EUR from mandate MD_123. The transaction ID is 'PM_987'. I'll monitor the status and let you know when it's confirmed.

Check the status of payment ID 'PM_987'.

Checking status... Payment PM_987 is currently 'Pending Submission'. It's scheduled to be sent to the banks tomorrow. Would you like me to alert you if the status changes to 'Confirmed'?

Log in to your GoCardless dashboard, navigate to **Developers** > **Create** > **Access Token**, and generate a token with the required permissions.

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