What can this tool calculate?

It can calculate your utilization percentage, your current risk tier, and your remaining available credit.

How is the risk tier determined?

The tier is determined by your utilization percentage: Excellent (under 10%), Good (11-30%), Fair (31-50%), or Poor (above 50%).

Can I get a full summary of my account?

Yes, you can use the summary tool to get a unified view of utilization, tier, risk level, and available credit.

Credit Utilization Analyzer MCP Connector for Claude

A+

Calculate credit usage, risk tiers, and available credit.

4 tools Official Updated Oct 1, 2026 Official Vinkius Partner

More Details Connect to Claude

This MCP server provides tools to analyze credit account health. It allows AI agents to calculate the exact get_utilization_percentage, determine the risk category using get_utilization_tier, find remaining funds with get_available_credit, or generate a complete overview via summarize_account_health.

creditutilizationfinanceriskbanking

Connect to Claude

Subscribe on Vinkius, then add this connector to Claude.ai or Claude Code.

① Claude.ai (web app)

Go to Settings → Connectors → Add custom connector
Paste the MCP endpoint URL below

https://edge.vinkius.com/vk_preview_NbumvruZjOvyXSTaARbK5gmUVpJ5VjQgwBWVcLPk/mcp

② Claude Code (terminal)

claude mcp add --transport http credit-utilization-analyzer https://edge.vinkius.com/vk_preview_NbumvruZjOvyXSTaARbK5gmUVpJ5VjQgwBWVcLPk/mcp

③ Claude Desktop

Add to claude_desktop_config.json:

{
  "mcpServers": {
    "credit-utilization-analyzer": {
      "url": "https://edge.vinkius.com/vk_preview_NbumvruZjOvyXSTaARbK5gmUVpJ5VjQgwBWVcLPk/mcp"
    }
  }
}

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