US 401k Contribution Calculator

US 401k Contribution Calculator MCP Connector for Claude

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Calculate 401k contribution limits, employer matching, tax savings, and retirement growth projections.

4 tools Official Updated Jun 28, 2026 Official Vinkius Partner

This MCP server provides a suite of tools for US-based 401k retirement planning. Use max_contribution_tool to determine your maximum allowable contribution based on your age, including catch-up eligibility for those 50 and older. The employer_match_tool helps you estimate how much your employer will contribute based on your salary and match percentage. You can also use tax_savings_tool to see the immediate reduction in your taxable income and account_growth_tool to project your future retirement balance using compound interest calculations.

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4 tools expose this connector's capabilities to your AI agent.

account_growth_tool

Project future 401k account balance

employer_match_tool

Estimate the employer matching contribution

max_contribution_tool

Calculate the maximum allowable 401k contribution based on age

tax_savings_tool

Estimate immediate income tax savings from 401k contributions

See how to talk to your AI agent using US 401k Contribution Calculator.

What is the maximum I can contribute to my 401k if I am 55 years old?

For age 55, your maximum contribution includes the base limit plus the catch-up amount, totaling $31,000 for 2024.

If I contribute $5,000 and my tax rate is 22%, how much do I save in taxes?

Your estimated immediate tax savings from this contribution is $1,100.

Project my 401k growth if I have $10,000 now, add $5,000 yearly, at 7% interest for 20 years.

In 20 years, your estimated account balance will be approximately $231,450, with total contributions of $100,000 and interest earned of $131,450.

Use the `max_contribution_tool` by providing your current age. The tool will return the base limit and indicate if you are eligible for catch-up contributions.

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