Serasa Experian Credit Reports

Serasa Experian Credit Reports MCP Connector for Claude

A+

Query the Serasa Experian credit bureau from any AI workflow — PF/PJ credit reports, standalone scores, economic groups and credit rating.

8 tools Official Updated Oct 1, 2026 Official Vinkius Partner

Connect your Serasa Experian account so any AI agent can consult the Brazilian credit bureau directly — using Serasa's official API.

What you can do

  • PF credit reports — Básico, Intermediário and Avançado reports for a CPF: registration data, negative annotations (pefin/refin), Serasa queries and score
  • PJ credit reports — the same family for a CNPJ, plus shareholding and administrative board data
  • Standalone scores — "Dados Avulsos" PF/PJ: scores and attributes on their own, including SCORE_POSITIVO, SCORE_DE_CREDITO_SETORIAL and SCORE_FRAUDE_PJ
  • Economic groups — Agrupe: map the economic group a person or company belongs to, with shareholders and subsidiaries
  • Credit rating — rating and the análise cadastral / análise de balanço family for legal entities

How it works

list_credit_reports returns the exact report_name for every family — no credentials needed. Every other tool takes a CPF (11 digits) or CNPJ (14 digits) plus that report name. The server authenticates with your Client ID / Client Secret, caches the 1-hour Bearer token, and switches between production, homologation and sandbox by base URL.

serasaexperiancredit-bureaucredit-reportbrazilcpfcnpjscorekycrisk-assessment

8 tools expose this connector's capabilities to your AI agent.

get_pf_economic_group

Returns the group the person belongs to and its participants. report_name defaults to AGRUPE_PF; use list_credit_reports to see variants (financeiro, participation). Identify the economic group and its composition starting from a natural person (PF)

get_pj_credit_rating

report_name defaults to RELATORIO_CREDIT_RATING; the family also includes análise cadastral, análise de balanço (normal e consolidado) e versão para instituições financeiras — see list_credit_reports. Fetch the credit rating / analysis report for a legal entity (PJ)

get_pj_economic_group

Returns whether the company belongs to an economic group and its composition (shareholders, subsidiaries, financial participation). report_name defaults to AGRUPE; variants in list_credit_reports (financeiro, participacoes, QSA, subsidiarias). Identify the economic group and its composition starting from a legal entity (PJ)

get_pj_scores

Available models include SCORE_DE_CREDITO_SETORIAL (HRS9 — risk of the economic sector), SCORE_POSITIVO (HSUJ), SCORE_FRAUDE_PJ, SCORE_LONGEVIDADE_EMPRESA and SCORE_ATACADISTA. Pass the model via report_parameters, e.g. { "SCORE_POSITIVO": "HSUJ" }. Fetch standalone scores and attributes for a legal entity (PJ) without a full credit report

list_credit_reports

Call this before any other tool to discover the exact `report_name` string, then pass it to get_pf_report / get_pj_report / get_pf_scores / get_pj_scores / get_pf_economic_group / get_pj_economic_group / get_pj_credit_rating. List the report names (reportName) available for PF and PJ credit reports, scores, economic groups and credit rating

get_pf_report

`report_name` comes from list_credit_reports (e.g. RELATORIO_BASICO_PF, RELATORIO_INTERMEDIARIO_PF, RELATORIO_AVANCADO_PF). `cpf` must be 11 digits, digits only. `optional_features` adds extra modules when contracted. Some features need `report_parameters` (name→value pairs) — the engine base64-encodes them automatically. Fetch a full credit report for a natural person (PF) by CPF

get_pf_scores

Use RELATORIO_DADOS_AVULSOS_PF as the report_name. Models include HLRD-family scores; pass the specific model in `report_parameters` (name=SCORE_POSITIVO, value=HSUJ) when the feature requires it. Fetch standalone scores and attributes for a natural person (PF) without a full credit report

get_pj_report

`report_name` comes from list_credit_reports (e.g. RELATORIO_BASICO_PJ, RELATORIO_INTERMEDIARIO_PJ, RELATORIO_AVANCADO_PJ). `cnpj` must be 14 digits, digits only. Fetch a full credit report for a legal entity (PJ) by CNPJ

See how to talk to your AI agent using Serasa Experian Credit Reports.

Pull the full credit report for CNPJ 33.014.556/0001-96 and summarize its negative annotations and score.

I fetched RELATORIO_AVANCADO_PJ. The company has 2 active negative annotations (1 pefin, 1 refin), no protests, and the credit score is 720 of 1000 — risk class C. The shareholding data shows one partner with 90% participation.

What standalone scores are available for this CPF, without a full report?

I ran the Dados Avulsos PF query. The contracted models returned: Serasa Score (SCORE_POSITIVO, HSUJ) 640, and the registration-status attribute showing "Regular". No negative-data features are included in this product — use get_pf_report for those.

Map the economic group behind this CNPJ.

I queried Agrupe. This CNPJ belongs to an economic group of 4 companies: the holding company, two subsidiaries, and one related party via shareholding. The group also has a financial-participation link to a fifth company.

Register and sign in at **developer.serasaexperian.com.br**, then contract the credit-report products you need. Serasa issues a Client ID / Client Secret pair per contract — paste both into the credential fields. Note that the pair only unlocks the report families you actually contracted; a report name you didn't buy returns an authorization error.

Related Connectors