MCP For Claude Marketplace
Mortgage Amortization Engine

Mortgage Amortization Engine MCP Connector for Claude

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Generate precise mortgage amortization schedules and calculate payoff acceleration.

3 tools Official Updated Oct 1, 2026 Official Vinkius Partner
More Details Connect to Claude

This MCP server provides deterministic tools for mortgage planning. Use calculate_loan_summary to find your periodic payment and total interest, get_payment_breakdown to inspect the principal and interest split for any specific payment, and check_pmi_status to identify when your balance hits the 78% threshold for PMI removal. It handles monthly and bi-weekly frequencies and calculates the impact of extra principal payments on your payoff date.

mortgageamortizationloanfinanceinterest

3 tools expose this connector's capabilities to your AI agent.

calculate_loan_summary

Calculate standard monthly payment, total interest, and time saved with extra payments

check_pmi_status

Check when the 78% PMI removal threshold will be reached

get_payment_breakdown

Get the exact split of principal and interest for a specific payment number

See how to talk to your AI agent using Mortgage Amortization Engine.

What is my monthly payment and total interest for a $300,000 loan at 5% interest for 30 years?

Your monthly payment is $1,610.46, and the total interest paid over the 30-year term will be $279,767.11.

How much of my 47th payment goes to principal for a $300,000 loan at 5% interest for 30 years?

For payment #47, the interest component is $618.45 and the principal component is $992.01, leaving a remaining balance of $287,345.22.

When will I hit the 78% threshold for PMI on a $300,000 loan at 5% interest for 30 years?

You will reach the 78% PMI removal threshold at payment number 214.

You can use the `calculate_loan_summary` tool, which returns the `totalInterestPaid` for the entire life of the loan.

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