Can I see how much I spent today?

Yes! Use the `get_monzo_balance` tool. The response includes a `spend_today` value that shows your total expenditures for the current day.

How do I find my Account ID?

First, call the `get_monzo_accounts` tool. It will return a list of all your accounts with their corresponding GIDs (IDs). Use these IDs for balance and transaction queries.

Is it safe to share my Monzo token?

Your token is encrypted at rest and only injected securely at runtime. Never share your token with unauthorized persons. We recommend using a limited-scope token if available.

Monzo Banking MCP Connector for Claude

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Universal Monzo intelligence — check balances, accounts, and transactions via AI.

3 tools Official Updated Jun 28, 2026 Official Vinkius Partner

More Details Connect to Claude

Equip your AI agent with real-time personal finance intelligence through the Monzo MCP server. This integration provides secure access to your Monzo bank accounts, allowing your agent to retrieve current balances, list multiple accounts, and fetch recent transaction history. Whether you are auditing your personal spending, tracking budget goals, or managing daily finances, your agent acts as a dedicated financial assistant through natural conversation.

What you can do

Balance Inquiry — Get the real-time balance and daily spending summary for any of your Monzo accounts.
Account Listing — Retrieve a complete list of all bank accounts associated with your profile.
Transaction History — Fetch recent transactions to audit your spending patterns and vendors.
Financial Auditing — Ask your agent to summarize your recent financial activity.

How it works

Subscribe to this server
Enter your Monzo Access Token (get it at developers.monzo.com)
Start managing your finances from Claude, Cursor, or any MCP-compatible client

Who is this for?

Personal Finance Enthusiasts — track their spending and balances through simple AI queries.
Digital Nomads — monitor their UK-based Monzo accounts while traveling.
Developers — build automated personal finance workflows and budgeting tools.
Busy Professionals — get quick summaries of their financial status without opening an app.

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