Monnify

Monnify MCP Connector for Claude

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Manage payments and virtual accounts in Nigeria via Monnify — track transactions and reserve accounts directly from your AI agent.

10 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Connect your Monnify merchant account to your AI agent and manage your Nigerian payment operations and customer virtual accounts through natural conversation.

What you can do

  • Transaction Monitoring — List all payments and get real-time status updates and references.
  • Virtual Account Reservation — Create and manage dedicated virtual bank accounts for your customers.
  • Payment Initialization — Start new payment processes and generate checkout URLs for card or transfer payments.
  • Disbursements & Transfers — Track outgoing bank transfers and payouts from your account.
  • Invoice Management — Access digital invoices generated via the Monnify platform.
  • Settlement Tracking — Monitor the history of payouts from Monnify to your corporate bank account.
  • Bank Discovery — List all supported Nigerian banks for disbursements and account verification.

How it works

  1. Subscribe to this server
  2. Enter your Monnify API Key and Secret Key
  3. Start managing your Nigerian finances from Claude, Cursor, or any MCP client

Who is this for?

  • Fintech Startups — quickly create virtual accounts for new users or verify transaction statuses.
  • Merchant Operations — monitor daily collections and bank transfer performance in the Nigerian market.
  • Support Teams — verify payment references and customer account details during assistance.
payment-gatewayvirtual-accountstransaction-monitoringnigeria-fintechfinancial-services

10 tools expose this connector's capabilities to your AI agent.

get_account_details

Get reserved account details

list_settlements

List merchant settlements

get_transaction

Get transaction details

init_payment

Initialize a payment transaction

list_reserved_accounts

List reserved virtual accounts

list_banks

List supported Nigerian banks

list_monnify_invoices

List Monnify digital invoices

list_transactions

List Monnify transactions

list_disbursements

List bank transfers (disbursements)

reserve_account

Create a reserved virtual account

See how to talk to your AI agent using Monnify.

List my most recent transactions on Monnify.

I've fetched your recent transactions. You have 8 transactions today, totaling ₦45,000. Most are 'SUCCESSFUL', but one with reference 'REF-123' is 'PENDING'. Would you like the details for the pending one?

Reserve a virtual account for a new customer named 'Ayo Balogun'.

Initializing account reservation... I've successfully reserved a virtual account for Ayo Balogun. The Account Number is 1234567890 (Wema Bank) and the Account Name is 'YOUR_COMPANY Ayo Balogun'. Shall I provide the payment reference?

List all Nigerian banks supported by Monnify.

Retrieving supported banks... Monnify supports 25+ banks including Access Bank, GTBank, Zenith Bank, First Bank, and United Bank for Africa (UBA). Would you like to see the full list with their bank codes?

This implementation defaults to the live production URL. To use the sandbox, the underlying engine code would need to be updated to point to 'sandbox.monnify.com'.

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