LendAPI

LendAPI MCP Connector for Claude

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Manage loan applications, borrower profiles, and credit decisioning via the LendAPI REST API.

8 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Connect your LendAPI account to any AI agent to automate your loan origination and management workflows. This MCP server enables your agent to interact with borrower profiles, manage loan applications, and trigger automated credit decisioning directly from natural language interfaces.

What you can do

  • Borrower Oversight — List and retrieve detailed profiles for all registered borrowers in your system
  • Application Lifecycle — List, retrieve, and create loan application drafts while monitoring their current status
  • Credit Decisioning — Submit applications for automated credit review and trigger AI/ML risk assessments
  • Data Standardization — Retrieve valid picklist values for purposes, industries, and asset types to ensure data quality
  • Onboarding Automation — Create new borrower records and manage their associated loan requests seamlessly

How it works

  1. Subscribe to this server
  2. Enter your LendAPI API Key (Bearer Token)
  3. Start managing your digital lending operations from Claude, Cursor, or any MCP-compatible client

Who is this for?

  • Lending Managers — Monitor application pipelines and borrower statuses via simple natural language commands
  • Underwriters — Quickly retrieve applicant metadata and financial history without leaving your dev tools
  • Fintech Developers — Integrate loan origination logic and borrower management into your custom fintech applications
loan-originationcredit-decisioningborrower-managementlending-platformfinancial-automation

8 tools expose this connector's capabilities to your AI agent.

list_loan_applications

List all loan applications

list_borrowers

List all borrower profiles

create_loan_application

Requires a JSON body with application details. Create a new loan application

create_new_borrower

Requires a JSON body with profile details. Create a new borrower profile

get_application_details

Get details for a specific loan application

get_borrower_details

Get details for a specific borrower

get_lendapi_picklists

Retrieve valid picklist values for metadata fields

submit_loan_application

Submit a loan application for decisioning

See how to talk to your AI agent using LendAPI.

List all borrowers in my LendAPI account.

I've retrieved your borrowers. You have 12 registered profiles, including 'John Smith', 'Alice Doe', and 'Robert Brown'. Which one would you like to inspect?

Show details for loan application ID 'APP-12345'.

I've fetched application APP-12345. It's currently in 'Underwriting' status for a personal loan of $5,000.00. The primary borrower is 'John Smith'.

Submit application 'APP-12345' for a final credit decision.

Successfully submitted application APP-12345 for decisioning. The automated engine is now reviewing the risk profile and generating a credit outcome.

Use the `submit_loan_application` tool with the unique application ID. This will trigger the rules-based or AI-driven decision engine configured in your LendAPI account.

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