GoCardless

GoCardless MCP Connector for Claude

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Manage direct debit payments, track mandates, and oversee customers via AI agents with GoCardless.

12 tools Official Updated Jun 28, 2026 Official Vinkius Partner

Connect your GoCardless merchant account to any AI agent to automate your direct debit payments and customer mandates through the Model Context Protocol (MCP). GoCardless is the global leader in bank-to-bank payments, simplifying the collection of recurring and one-off payments. This MCP server enables you to retrieve customer records, track mandate authorizations, manage payment collections, and monitor bank payouts directly through natural conversation.

Key Features

  • Customer & Bank Oversight — List all customers registered in your system and fetch detailed profile and bank account metadata instantly.
  • Mandate Management — Access and track customer authorizations (mandates) to ensure you have the legal right to collect payments.
  • Payment Orchestration — List all direct debit collections, track their status (confirmed, failed), and programmatically initiate new payments against active mandates.
  • Subscription Insights — Retrieve active and inactive recurring payment plans to understand your predictable revenue health.
  • Payout Tracking — Access a complete list of funds being sent from GoCardless to your own bank account for easy reconciliation.
  • Refund Visibility — Monitor processed refunds and reversed payments to maintain an accurate financial audit trail.
  • Real-time Synchronization — Keep your bank-to-bank payment data accessible to your AI assistant without leaving your primary workspace.

How it works

  1. Subscribe to this server through the Vinkius Marketplace
  2. Enter your GoCardless Access Token (found in Developers > Access Tokens)
  3. Start managing your direct debits from Claude, Cursor, or any MCP client

Who is this for?

  • Finance & Billing Ops — quickly check if a mandate is active or verify if a payout has been initiated without manual portal navigation.
  • Account Managers — get a real-time overview of a customer's payment history and subscription status via simple AI commands.
  • Operations Leads — automate the retrieval of failed payment logs and mandate status reports seamlessly.
direct-debitrecurring-paymentsbank-transfersmandate-managementfintechpayment-collection

12 tools expose this connector's capabilities to your AI agent.

verify_api_connection

Check connection

create_new_payment

Initiate a collection

get_account_details

Get account identity

get_customer_details

Get customer metadata

get_mandate_status

Check mandate details

get_payment_details

Get payment metadata

list_payment_customers

List all customers

list_payment_mandates

List active mandates

list_direct_debit_payments

List all payments

list_merchant_payouts

List bank payouts

list_payment_refunds

List reversed payments

list_recurring_subscriptions

List recurring plans

See how to talk to your AI agent using GoCardless.

List all my payments that are currently 'pending_submission'.

Retrieving payments... I found 5 payments pending submission, including a $50.00 collection for customer 'Acme Corp'. Would you like the full list?

Check the status of mandate 'MD12345'.

Fetching mandate... Mandate MD12345 is 'Active'. It was authorized by John Doe on October 1st and is valid for both one-off and recurring payments.

Show me the last 3 payouts sent to my bank account.

Retrieving payouts... I found 3 recent payouts: $1,250.00 (Oct 5th), $850.00 (Oct 2nd), and $2,100.00 (Sept 28th). All have been 'Paid' successfully.

Log in to your GoCardless dashboard, navigate to Developers > Access Tokens, and you can generate a new token for either Sandbox or Live use there.

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