MCP For Claude Marketplace
CPF Optimization Strategy

CPF Optimization Strategy MCP Connector for Claude

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Deterministic CPF allocation and projection engine for Singaporeans aged 20-35.

3 tools Official Updated Oct 1, 2026 Official Vinkius Partner
More Details Connect to Claude

This MCP server provides precise financial planning tools for Singaporeans aged 20-35 to optimize their Central Provident Fund (CPF) allocations. By using calculate_cpf_strategy, users can receive a monthly contribution breakdown tailored to specific life goals like BTO housing, retirement, or balanced investment. The engine also provides 10-year interest projections and calculates BTO readiness based on current OA balances. You can also use get_cpf_interest_rates to verify the deterministic rates applied to OA, SA, and MA accounts, or validate_contribution_limits to ensure proposed allocations remain within statutory bounds.

cpfsingaporeretirementhousingfinancial-planning

3 tools expose this connector's capabilities to your AI agent.

calculate_cpf_strategy

Generates a monthly contribution breakdown and financial projections based on a user's age, income, and primary life goal

get_cpf_interest_rates

Retrieves the current deterministic interest rates used for all CPF calculations

validate_contribution_limits

Ensures that the proposed monthly contributions do not exceed statutory or logical limits for the user's age group

See how to talk to your AI agent using CPF Optimization Strategy.

I am 25 years old, earn 4000 SGD monthly, have 20000 in OA, 10000 in SA, and 5000 in MA. I want to save for a BTO priced at 500000. What is my strategy?

Based on your goal for BTO, your recommended monthly contributions are OA: 1200 SGD, SA: 300 SGD, and MA: 200 SGD. Your current BTO readiness is 4.0%.

I am 30 years old, earn 5000 SGD monthly, with 50000 in OA, 20000 in SA, and 10000 in MA. I want to focus on retirement. How much tax relief can I get?

For your retirement goal, the recommended voluntary top-up to maximize tax relief is 8000 SGD.

What are the current CPF interest rates?

The current deterministic interest rates are: OA: 2.5%, SA: 4.0%, and MA: 4.0%.

You can use the `calculate_cpf_strategy` tool and provide an `estimatedBtoPrice`. The tool will return a `btoReadinessPercent` indicating how much of the estimated cost is covered by your current OA balance.

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