ClearBank

ClearBank MCP Connector for Claude

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Empowers algorithmic control over UK Payment Clearing. Execute massive Digital-Signature encrypted transaction structures natively.

8 tools Official Updated Jun 28, 2026 Official Vinkius Partner

The ClearBank MCP Server wraps incredibly defensive digital signatures (RSA-SHA256 PEM) autonomously underneath a native Language Model Chat interface. Meaning, your AI has programmatic limits to fire secure European and British payment rails on command natively.

Core Functionality

  • Virtual Account Provisioning — Manage deeply nested multi-layered B2B structures. Automatically provision Sort-Code ledgers via clearbank_create_account.
  • Payment Initiation (FPS & CHAPS) — Run automated payroll or contractor compensation using direct clearing paths via clearbank_create_faster_payment.
  • Algorithmic Tracing — Check real-time payment states organically utilizing clearbank_get_payment_status.

How it works

  1. From your ClearBank Institution interface, spawn your API Profile and export a standard RSA .pem private key.
  2. Vinkius natively utilizes the CLEARBANK_PRIVATE_KEY constructing Cryptographic Hashes generating RSA Digital Signatures implicitly on every Chat-driven Tool call to authenticate accurately with clearing servers.

Use Cases

  • Baas Platforms — Direct integration validating funds exactly when needed under FPS limits.
  • Treasury Automation — Have the Agent review your high-volume clearing state.
clearing-bankdigital-signaturesapi-bankingfinancial-infrastructureb2b-paymentsrsa-encryption

8 tools expose this connector's capabilities to your AI agent.

clearbank_create_account

Provision a new UK banking account on the ClearBank clearing network

clearbank_get_account_balances

Get live settled and cleared balances for a specific ClearBank account

clearbank_get_accounts

List all accounts on the ClearBank institutional ledger

clearbank_get_transactions

List transaction history for a ClearBank account

clearbank_create_chaps_payment

Only settles during Bank of England operating hours (Mon-Fri). Suitable for large transactions where immediate finality is required. Initiate a CHAPS high-value wire transfer through the Bank of England settlement system

clearbank_create_faster_payment

Settles within seconds during operational hours. Requires sort code, account number, and payment reference. Initiate an instant UK Faster Payment (FPS) to an external sort code and account number

clearbank_get_payment_status

Check the settlement status of a Faster Payment or CHAPS instruction

clearbank_suspend_account

Requires a written reason for compliance audit trail. Immediately freeze a ClearBank account, preventing all inbound and outbound transfers

See how to talk to your AI agent using ClearBank.

Check our main UK sub-account. View the balances mapped onto it to find liquid limits.

Ledger analysis received intact from the ClearBank engine. Validating Account limits, your latest pool exposes a highly liquid GBP availability with 0 reserves held.

Initialize an FPS transfer. Send £1,500 from Account 'ACC-12' natively to sort code '404040' account '12341234'.

Faster Payment routed through Clearing nodes flawlessly via keys validating successful message verification! Target beneficiary successfully received the £1500 liquid push across ClearBank's live FPS.

Suspend suspicious account ID ACC-99 via API.

Account ACC-99 has been updated. The operational status returned Suspended, freezing future payouts seamlessly.

We handle that completely in the background Engine! The Vinkius runtime grabs your static RSA Private Key from configurations. Every payload created by the Language Model is injected into the Hash, signed, base64 encoded and attached to the HTTP header automatically.

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