MCP For Claude Marketplace
BTO Affordability Index

BTO Affordability Index MCP Connector for Claude

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Calculate HDB BTO affordability, grants, and savings timelines.

3 tools Official Updated Oct 1, 2026 Official Vinkius Partner
More Details Connect to Claude

This MCP server provides deterministic financial calculations for young Singaporean couples planning to purchase HDB Build-To-Order (BTO) flats. It connects AI agents to critical HDB eligibility logic, allowing them to determine if a couple qualifies for specific flat types using validate_income_ceiling. The server calculates the Enhanced CPF Housing Grant (EHG) via check_grant_qualification and provides a complete financial profile, including loan eligibility and years required to save for a downpayment, through calculate_bto_eligibility.

hdbbtosingaporehousingcalculator

3 tools expose this connector's capabilities to your AI agent.

calculate_bto_eligibility

Determine if a couple qualifies for a specific flat type and calculate their full affordability profile

check_grant_qualification

Verify how much grant assistance a couple can receive

validate_income_ceiling

Check if a specific flat type is accessible based on income

See how to talk to your AI agent using BTO Affordability Index.

Can a couple earning 12,000 SGD monthly afford a 4-room BTO priced at 500,000 SGD?

Based on the calculation, the couple is eligible for a 4-room flat. With an estimated grant and CPF savings, the remaining downpayment can be covered in approximately 3.5 years given their monthly savings.

Check if we qualify for a 5-room flat with a combined income of 22,000 SGD.

No, the combined income of 22,000 SGD exceeds the 21,000 SGD limit for 5-room flats in non-mature estates.

How much grant can a 30-year-old couple with 6,000 SGD monthly income receive?

The couple is eligible for an Enhanced CPF Housing Grant of 80,000 SGD.

The `validate_income_ceiling` tool ensures that the combined monthly income does not exceed the limits for the selected flat type, such as 14,000 SGD for 4-room flats.

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